On-site commercial inspections

Your boots on the ground across Canada. Commercial loss-prevention inspections that help insurers and brokers understand property risks and make informed decisions.

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Our commercial inspection services

A wide range of properties.
A focus on hard-to-place risks.

We inspect commercial, agricultural and industrial properties to identify physical risks and safety concerns. Our reports give insurers and brokers the information they need to support underwriting and risk-management decisions.

Our assessments draw on over 60 years of experience, supported by tools such as thermal imaging and satellite measuring.

Explore the industries we inspect ↓

Commercial properties

Restaurants, hotels and motels, auto body shops and other commercial operations.

Agricultural properties

Grain elevators, feed mills, seed plants, dairy, hog and poultry barns.

Industrial properties

Light and heavy manufacturing, machine shops, welding shops and fertilizer plants.

Specialty & complex risks

Wrecking yards, chemical warehouses, pawn shops and rooming houses.

From request to recommendations

A clear path to understanding risk

On-site assessment, clear reporting and practical recommendations help you take the next step with confidence.

01

Request an inspection

Tell us about the property and your inspection needs.

02

On-site assessment

We assess the property, its operations and potential exposures.

03

Inspection report

Review findings that support your underwriting and risk-management decisions.

04

Recommendations

Identify practical steps to improve safety and reduce potential losses.

Fieldstone commercial loss-prevention inspection

What we look for

Key areas of inspection

A practical view of the property, its operations and the exposures that matter to your risk assessment.

  • Building structure and fire protection
  • Electrical and mechanical systems
  • Security, safety training and emergency lighting
  • Environmental exposure and housekeeping
  • Personal injury, product and operations liability
  • Safety documentation and records

Explore the areas below for a closer look at our inspection scope.

Structure & fire protection

Structural

Inspection of the building's structure to identify weaknesses, damages, or potential safety hazards.Recommendations for structural improvements to enhance resilience.

Fire Safety

Evaluation of fire prevention systems, including alarms, sprinklers, and fire extinguishers.Recommendations for upgrades or additional measures to ensure optimal fire safety.

Electrical & mechanical systems

Electrical

Condition of Panels: Check for signs of wear, corrosion, or damage on electrical panels.Ensure panels are properly labeled, and circuits are identified accurately.
Switches and Receptacles: Ensure switches and receptacles are in good condition, functioning properly and all rated for class of risk.
‍Lighting Fixtures: Inspect lighting fixtures for proper installation and condition.Verify that bulbs are the correct wattage for fixtures.
Ground Fault Circuit Interrupters (GFCIs): Verify the presence and proper operation of GFCIs in areas where required.Test GFCIs for functionality.

Mechanical Equipment

HVAC Systems: Checking heating, ventilation, and air conditioning.
‍Plumbing: Assessing the condition of plumbing systems
Equipment: Assessing the condition of lubrication , alignment and proper operation

Security & safety training

Security Systems

Assessment of surveillance cameras, access control systems, and other security measures. Suggestions for improvements to deter and detect unauthorized access and potential threats.

Safety Training

Assessment of employee training programs related to safety and risk prevention. Recommendations for additional training to enhance awareness and response capabilities.

Emergency lighting & documentation

Emergency and Exit Lighting

Emergency Lighting: Test and inspect emergency lighting for functionality.Ensure proper illumination in case of a power outage.
‍Exit Signs: Confirm the presence and visibility of exit signs.Inspect for proper wiring and illumination.

Documentation and Record-Keeping

Inspection of documentation related to safety protocols and procedures.Suggestions for maintaining up-to-date and easily accessible records

Environmental exposure & housekeeping

Environmental Impact

Examination of environmental factors that could pose a risk to the business.Strategies for mitigating environmental risks and ensuring compliance with regulations.

Housekeeping

General Cleanliness: Assessing overall cleanliness of the premises.
‍Storage: Ensuring proper storage and organization of materials.
‍Waste Management: Evaluating waste disposal procedures.

Personal injury & product risks

Personal injury

We understand the significance of safeguarding businesses against personal injury liabilities. Our rigorous inspection process is designed to identify potential risks, assess safety protocols, and implement effective risk management strategies. By thoroughly examining workplaces and operational practices, we aim to create solutions that not only provide coverage but actively contribute to the prevention of personal injuries.

Products

We recognize the importance of ensuring the safety and quality of products within business operations. Our meticulous inspection process focuses on evaluating product storage, manufacturing processes, and quality control measures to identify potential risks and vulnerabilities.

Crime & operations liability

Crime Surveys

In a rapidly evolving business landscape, understanding and mitigating crime risks are paramount. Our surveys delve into the security measures, surveillance systems, access controls, and overall vulnerability of commercial spaces to criminal activities. By assessing potential weak points and vulnerabilities, we empower our clients to implement targeted security enhancements. The insights derived from these crime surveys not only contribute to the development of tailored insurance solutions but also serve as a proactive means of preventing financial losses and safeguarding businesses against theft, vandalism, and other criminal threats.

Operations liability surveys

This is a crucial step in understanding and managing potential risks inherent in their day-to-day activities. These surveys delve into various aspects of operations, including employee safety protocols, compliance with industry standards, and the overall efficiency of processes. By closely examining these factors, we identify areas for improvement and implement strategies to minimize liability exposure.

Commercial, agricultural & industrial

Specialists in hard-to-place risks

From grain terminals and agricultural operations to manufacturing and hospitality, we inspect a wide range of commercial properties.

View the industries we inspect
  • Grain Elevators / Inland Terminals
  • Feed Mills
  • Seed Plants
  • Wrecking Yards
  • Restaurants
  • Rooming Houses
  • Light / Heavy Industrial Manufacturing
  • Hog Barns
  • Poultry Barns
  • Chemical Warehouse
  • Fertilizer Plants
  • Auto Body Shops
  • Welding Shops
  • Hotels & Motels
  • Pawn Shops
  • Machine Shops
  • Dairy Barns

The Fieldstone difference

We strive to conduct our inspections in a thorough and professional manner all while maintaining strong client relationships. The insured - inspector relationship is key to compliance and reducing the friction to achieving better loss ratios.